Understanding used-car finance
Compare deposit, amount borrowed, term, APR, total amount payable and any fees. Finance is subject to status, affordability and lender approval.
What to compare
Condition and history
Review service evidence, MOT history, tyres, warning lights, bodywork, keys and documents.
Whole-life cost
Include insurance, tax, fuel, servicing, finance interest and likely maintenance.
Suitability
Test access, comfort, visibility, luggage space and controls against your actual needs.
Dealer support
Confirm preparation, warranty details, collection arrangements and who to contact after purchase.